Quick question for any knowledgeable populace:

Do you think an attorney is needed for a refinance closing? The bank provides one (that we pay for), but I'm unsure of who they truly represent(?).

We were planning on refinancing about 9 months ago, but Bank of America was amazing incompetent and frustrating and slow to deal with. We switched banks and can close next week. It seems that others who have been down this road have NOT used an attorney, but I'm not sure if it's a "better safe than sorry" deal.

Thoughts? Pretty Please?

Ooooooohhhhh - Kayyyyyyyyyy..... ?

I did a refinance once years ago and didn't use an attorney. Can't really say if one could have made a difference or not.

The American banking system is very different from ours so I'm going to go with a firm, dunno.

However, if forced to vote on it, I'm going with the deep fried bacon.

Was this helpful?

Mark we refinanced several years ago, didn't use an attorney and never ran into any unforeseen problems either short or long term.

"Cardiologists everywhere must be celebrating yet another deep-fried culinary creation that will fill their waiting rooms."

How can you expect me to think about real estate lawyers on a Friday when I just became aware of gourmet Happy Hour bacon? Priorities, man!

PM Zimm or JohnK. Maybe they'd be "helpful".

Good luck with the ReFi, Mark.

Ditto on no lawyer...we did a refi several years ago....no attorney. All the people who flip houses (before that came to a crashing halt) did their own refi's as well.

We just refinanced through our credit union, and they did have an attorney do the paper work signing, etc...