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#286990 - 01/15/10 11:39 AM Lawyer up?
MarkSJohnson Offline
shareholder in the making

Registered: 09/27/04
Posts: 10681
Loc: Central NH
Quick question for any knowledgeable populace:

Do you think an attorney is needed for a refinance closing? The bank provides one (that we pay for), but I'm unsure of who they truly represent(?).

We were planning on refinancing about 9 months ago, but Bank of America was amazing incompetent and frustrating and slow to deal with. We switched banks and can close next week. It seems that others who have been down this road have NOT used an attorney, but I'm not sure if it's a "better safe than sorry" deal.

Thoughts? Pretty Please? \:\)
_________________________
::::::: No disrespect to Axiom, but my favorite woofer is my yellow lab :::::::

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#286992 - 01/15/10 11:45 AM Re: Lawyer up? [Re: MarkSJohnson]
tomtuttle Offline
axiomite

Registered: 06/20/03
Posts: 8135
Loc: Tacoma
_________________________
bibere usque ad hilaritatem

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#286993 - 01/15/10 11:50 AM Re: Lawyer up? [Re: tomtuttle]
MarkSJohnson Offline
shareholder in the making

Registered: 09/27/04
Posts: 10681
Loc: Central NH
Ooooooohhhhh - Kayyyyyyyyyy..... ?
_________________________
::::::: No disrespect to Axiom, but my favorite woofer is my yellow lab :::::::

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#286997 - 01/15/10 12:00 PM Re: Lawyer up? [Re: MarkSJohnson]
Wid Offline
axiomite

Registered: 06/22/03
Posts: 6717
Loc: The Peoples Republic of Il.

I did a refinance once years ago and didn't use an attorney. Can't really say if one could have made a difference or not.
_________________________
Rick


"A fear of weapons is a sign of retarded sexual and emotional maturity." Sigmund Freud


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#287001 - 01/15/10 12:44 PM Re: Lawyer up? [Re: Wid]
Murph Offline
axiomite

Registered: 10/05/06
Posts: 6614
Loc: PEI, Canada
The American banking system is very different from ours so I'm going to go with a firm, dunno.

However, if forced to vote on it, I'm going with the deep fried bacon.

Was this helpful?
_________________________
With great power comes Awesome irresponsibility.

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#287004 - 01/15/10 12:47 PM Re: Lawyer up? [Re: Wid]
RickF Offline
axiomite

Registered: 02/26/05
Posts: 5210
Loc: Vero Beach, Florida
Mark we refinanced several years ago, didn't use an attorney and never ran into any unforeseen problems either short or long term.
_________________________
Rick
Our Room

smile

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#287005 - 01/15/10 12:48 PM Re: Lawyer up? [Re: tomtuttle]
RickF Offline
axiomite

Registered: 02/26/05
Posts: 5210
Loc: Vero Beach, Florida
 Originally Posted By: tomtuttle


"Cardiologists everywhere must be celebrating yet another deep-fried culinary creation that will fill their waiting rooms."

\:D
_________________________
Rick
Our Room

smile

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#287009 - 01/15/10 12:52 PM Re: Lawyer up? [Re: RickF]
tomtuttle Offline
axiomite

Registered: 06/20/03
Posts: 8135
Loc: Tacoma
How can you expect me to think about real estate lawyers on a Friday when I just became aware of gourmet Happy Hour bacon? Priorities, man!

PM Zimm or JohnK. Maybe they'd be "helpful".

Good luck with the ReFi, Mark.
_________________________
bibere usque ad hilaritatem

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#287010 - 01/15/10 12:54 PM Re: Lawyer up? [Re: tomtuttle]
Argon Offline
connoisseur

Registered: 07/24/04
Posts: 1443
Loc: Oak Ridge, NC
Ditto on no lawyer...we did a refi several years ago....no attorney. All the people who flip houses (before that came to a crashing halt) did their own refi's as well.
_________________________
"A fanatic is someone who can't change his mind and won't change the subject" Churchill

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#287011 - 01/15/10 12:56 PM Re: Lawyer up? [Re: Argon]
SirQuack Offline
shareholder in the making

Registered: 01/29/04
Posts: 13311
Loc: Iowa
We just refinanced through our credit union, and they did have an attorney do the paper work signing, etc...
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M22-OWM22-VP100-Denon2805
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