Speaking of layaway, I was thinking about doing that, but it seems they really want a planned payment schedule. My problem is some months I have more free cash than others. I was thinking instead of buying gift certificates for myself. A hundred here, 300 there, until I have enough to place a 5-piece order, or if I get impatient, just take a pair of M80s or what ever alone.

Pioneer PDP-5020FD, Marantz SR6011
Axiom M5HP, VP160HP, QS8
Sony PS4, surround backs