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#405274 - 06/09/14 04:57 PM Wire Transfer Question
michael_d Offline
connoisseur

Registered: 07/23/04
Posts: 4191
Loc: Up yonder
A stranger wants to buy something from me that I put up for sale on Craig’s list. I asked him if he had a preferred way to pay for the stuff. He said either Paypal or Wire Transfer.

My bank says I need to provide my account number and routing number to receive the transfer. They told me there is risk, if the person transferring funds knows my full name and social security number. They could potentially rip me off, but only funds in the account, and not funds in my other accounts at this bank (like other savings and checking accounts).

My gut is wondering why this person would offer to transfer money, as he stands more to lose. I’ve searched this on ol’ internet and can’t really find any cases of wire transfer fraud, from folks ‘getting’ money.

Is there some new fraud going around? Should I be worried?
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#405277 - 06/09/14 06:09 PM Re: Wire Transfer Question [Re: michael_d]
Gr8_White_North Offline
connoisseur

Registered: 07/12/09
Posts: 2144
Loc: Whitehorse YT
go paypal .I have read plenty about this especially from overseas .


Edited by Socketman (06/09/14 06:09 PM)
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#405283 - 06/09/14 09:08 PM Re: Wire Transfer Question [Re: michael_d]
Joe_in_SC Offline
devotee

Registered: 02/16/04
Posts: 309
Loc: Charleston, SC
DON'T DO IT! Craigslist of full of scams like this now. It's gotten impossible to sell anything of value there. Paypal is safer, but I'd be wary of dealing with a person like this unless it was face-to-face, in a public place, with other people around.
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#405285 - 06/09/14 10:26 PM Re: Wire Transfer Question [Re: michael_d]
michael_d Offline
connoisseur

Registered: 07/23/04
Posts: 4191
Loc: Up yonder
So I told the guy I had concerns with the transfer, and he said he's OK with Paypal. He then sent me pics of his driver's license, car registration, pics of himself with his car. If this is a scam, he sure is working it. Part of my conscience wants to believe in people and integrity, but I've ran across too many scoundrels....
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#405289 - 06/10/14 12:10 AM Re: Wire Transfer Question [Re: michael_d]
Gr8_White_North Offline
connoisseur

Registered: 07/12/09
Posts: 2144
Loc: Whitehorse YT
As long as you use paypal, you will get the money the you send the product. It is t he buyer that is taking the risk at that point. I just bought off canuck audio mart like this and I was a bit nervous but all went well.
_________________________
DOG is GOD spelled backwards.
What others think of me is none of my business.
M80 V3 MY GLOSS Cherry

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#405342 - 06/11/14 09:16 AM Re: Wire Transfer Question [Re: michael_d]
MarkSJohnson Offline
shareholder in the making

Registered: 09/27/04
Posts: 11437
Loc: Central NH
I'm tagging on to Mike's post since it's in the same vein. I put a bunch of stuff on Craigslist yesterday, and stated that I would only sell to local buyers, face to face.

Someone from out of state contacted me and offered to pay in advance via PayPal and then have a local friend of his pick it up. He says that he is the one taking the risk.

I'm familiar with quite a few scams, but can't help but wonder if there's one I'm not familiar with that's going on here.

Can a PayPal payer refute the sale afterwards and have the money transfer back to themselves, the way you can refute a charge on say, Visa or MasterCard?

I'll look this up on PayPal's site, but again wonder if there might be a scam I'm not familiar with.

It's a $700 video tripod.
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#405343 - 06/11/14 09:36 AM Re: Wire Transfer Question [Re: michael_d]
Murph Offline
axiomite

Registered: 10/05/06
Posts: 6955
Loc: PEI, Canada
Does it emerge out of the ground and shoot people with disintegration beams?

I'll give you $800 !!
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#405357 - 06/11/14 10:47 AM Re: Wire Transfer Question [Re: MarkSJohnson]
BobKay Offline
connoisseur

Registered: 03/23/10
Posts: 3596
Loc: Massachusetts Badlands
Originally Posted By: MarkSJohnson
I'm tagging on to Mike's post since it's in the same vein. I put a bunch of stuff on Craigslist yesterday, and stated that I would only sell to local buyers, face to face.

Someone from out of state contacted me and offered to pay in advance via PayPal and then have a local friend of his pick it up. He says that he is the one taking the risk.

I'm familiar with quite a few scams, but can't help but wonder if there's one I'm not familiar with that's going on here.

Can a PayPal payer refute the sale afterwards and have the money transfer back to themselves, the way you can refute a charge on say, Visa or MasterCard?

I'll look this up on PayPal's site, but again wonder if there might be a scam I'm not familiar with.

It's a $700 video tripod.


Mark, if someone, anyone, is going to come to pick it up, then there is no reason that person cannot already have for you: cash, a cashier's check from a national bank, or a Postal money order.

Edit: Wait! Didn't JP once refer to himself as a $700 video tripod?


Edited by BobKay (06/11/14 10:54 AM)
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#405362 - 06/11/14 11:05 AM Re: Wire Transfer Question [Re: michael_d]
MarkSJohnson Offline
shareholder in the making

Registered: 09/27/04
Posts: 11437
Loc: Central NH
No, it was $7 video tripod. Watch your decimals, Dewey!
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::::::: No disrespect to Axiom, but my favorite woofer is my yellow lab :::::::

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#405363 - 06/11/14 11:06 AM Re: Wire Transfer Question [Re: MarkSJohnson]
BobKay Offline
connoisseur

Registered: 03/23/10
Posts: 3596
Loc: Massachusetts Badlands
But aren't those ones really unstable?
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