and am not amused by those who want to be able to "crank it"

Well you are entitled to your opinion. I don't think any organization, governing body, or person should be able to have any say in how I listen to my music though. It's what "does" it for me and I HIGHLY enjoy it.

Do I take chances with my hearing? Definitely. Have I experienced some hearing loss already? Probably. Is it worth it? In my own personal opinion...definitely.
2 Axiom M80s v3
1 Axiom VP160 v3
2 Paradigm ADP-150
Pioneer SC-61
Rotel RMB-1095
51" Samsung Plasma