Thanks for enlightening me. WAF is an important but not all encompassing concept. There are situations when it doesn't apply. For example, I know with my wife goatees have a very low WAF but I can "push the envelope" with big sideburns. I prefer to look for situations where I can gather brownie points to cash in for CDs, stereo gear, running equipment, etc. WAF is definitely something that needs to be considered...anyone that says otherwise isn't being totally honest.

Regards,
Curtis

Curtis