All very good points.

I too am finally moving to digitizing our collection, setting up for a streaming audio system (likely Sonos), but have not yet moved into a paid downloading service for music.

I want lossless, non-proprietary files from a selection that is no less than what one can find in a music store.
Presently that is asking too much yet of what exists out there.

So, DIY.

"Those who preach the myths of audio are ignorant of truth."