I think to a large extent it's for peace of mind. You get one that has a significant monetary insurance claim behind it and you should be all set. I mean, if I end up buying one and nothing ever happens to my stuff that's great. But if my stuff does get fried and the company that makes the surge protector replaces all of it, that's great too.

[black]-"The further we go and older we grow, the more we know, the less we show."[/black]