In reply to:

First, Daniel, since I do some tax and investment advice on another board, I just can't resist spanking you for thinking that having given the federal government an interest-free loan is good news. You might consider adding one more withholding allowance on your W-4.




I'm glad you brought that up and I didn't. If you can plan correctly so as to wind up even at the end of the year or owing just a bit, you're best off. If the interest free loan isn't enough to bother you, think of it in terms of opportunity cost. That $700 invested at the beginning of the year could have made you a little more money. It's not a drastic difference when you're talking about $700 but I'm sure you'll be making more some day. Just something to consider.

In reply to:

Now, to get back on topic, I'd say that about $500 of that should go on a pair of M22s for mains and a M2 for the center. Then, yes, move the M3s to the back for surrounds.




This actually sounds like the best plan to me.