As a Canadian I always get insurance before crossing the border even if I am going over there for only a few hours. I am sure there are quite a few that don't, some probably do not even think about it. My mom is American and the majority of my relatives live all around the United States. If I would get in a car accident or have any type of serious health problems travelling that could create some very devastating finanical problems. Possibly ruin my life.

I’m armed and I’m drinking. You don’t want to listen to advice from me, amigo.

-Max Payne