From what I have heard around here (Toronto, Canada) there seem to be a lot of limits and restrictions when a claim is required, so it doesn't really help as much as you would expect when something really bad goes wrong.

If the pet gets hit by a car and lives the policies seem to really help with the bills; for everything else not so much.

Just take what you would spend on expensive dog toys and treats, stick it in a jar, and you'll probably have enough to pay the vet bills should something ever go wrong.

The dogs get the soup bones after we're done making soup and they seem to think those are better than anything I can get from the pet store anyways.


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