Axiom Home Page Forums General Discussion Home Theater Storm damage to HT room?

At one time they offered twice a month payments, but only if it was automatic payments. I don't trust automatic payments, especially something as big as a mortgage. I occasionally need the money temporarily to fix my car or something, so I'd rather pay later a couple times a year. I sometimes send in extra principle with a payment. If I sent in 1/2 a payment early, I don't think that they would apply it until they received 100%, because of an answer I got back from them about this before.

I remember writing 78(bi-weekly) post dated cheques when I first bought my house. I could hardly move my fingers afterwards.

I tell you, it's been one thing after another since July this year. Here's a break down.

Things that broke in July:
My car's cooling system, $150.
My car's air conditioner, broke twice for a total $1,100.
My cordless drill, $200.
My easy chair, $400.
My clothes drier, $400.
My washing machine, $700.
My glasses, $350.

Things that broke in October:
My roof, $500 deductable, so far.
My foundation, $2,100 to brace a wall (not done yet).
My car's fuel pump and filter, $500.

Today it was the fuel pump, and carless for a couple of days.

You're driving an Edsel, Brian?

I'm glad you're not my urologist.

Or worse. It's a 98 Chrysler Cirrus. It's a rarity when I see one of these on the road today. Yet I only find one or two in junk yards. I wonder where they go when they conk out for good.

A friend of mine had a 96? Cirrus. In less than 8 mos it blew a head gasket amongst other serious problems....he got rid of it after a couple of yrs and bought a well-used, higher mileage Protege which he's had very good luck with and still owns.

I've had this car since April 1999. I put 50% Lucas in it when I change the oil because it burns oil. I want to save money to buy another car, but as you can see, that's hard to do when everything else keeps breaking all the time and zaps my funds. I really, really don't want car payments. I'd rather keep patching this one up before I make car payments again.

I know, it's difficult when you have a car that keeps costing, but sometimes it's better to cut your losses....personally, on a car that old, I wouldn't put any $$ into except the very bare things it needs to run. I'd look at a 5yr old Civic with low miles or a 2-3 yr old Altima(huge depreciation first couple of yrs).

I would be doing that too, if I had the money.