But of course. Unfortunately it's only the money they compensate. The time and aggravation are not insured:) It took my one month to get my life back to normal.

But here is an advice. I got a few WaterAlarm devices. http://www.smarthome.com/searchweb.asp?q=water+alarm&action.x=7&action.y=10

I put all of them around at critical locations and they scream at the first sign of moisture. At least they can wake you up if the flood starts in the middle of the night.