We just finished refinancing today. I'm always surprised that when you refinance, the bank considers it "closing" on the house, even though we stayed with our same bank. I was under the impression that closing on a house has different laws and rules depending on the state. In NY, when I closed on a house, a lawyer was required by law (and we had to pay for him). Here in Indiana, they are not, and we have not had one on our last 3 closures (the original purchase of the house, the refinance at 5.75%, and the refinance we did today at 4.75%).
LFR1100 Actives,QS10HPx2,QS8x2,EP800,M3x4,M3x2 (Wood),M5HPx2 (Wood),AxiomAir,ADA1500-8,ADA1500-7
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