In reply to:
Not sure about your area, but I was able to buy my first home this past September with nothing down and the buyer picking up the closing costs. It's possible in Nashville, anyway.
That is a pretty sweet deal. I had the same deal with the mortgage company in Brentwood, TN.
When I lived in Ohio, I remember being able to do the same thing. However, I think your income and credit score plays a huge role on what type of mortgage you are able to get. I don't think I would have gotten the loan if my credit score was in the 500s and I made half as much.
