very good advice alou...
i think 6.1, and 7.1 systems are over-rated. for those that have them, and love them, more power to ya.. i aint taking nothing away from you. but, in average environments, the additional rear channels that a 6.1 or 7.1 system provide, have been less than impressive to me.
i think alou's idea of using the surplus money and getting a great receiver/amp, and then worrying about the rears at a later date, is a very straight forward and logical idea.
no wonder why everyone is always asking us for our advice.
its just soooo damn good.
bigjohn