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Forums » General Discussion » The Water Cooler » Lawyer up?
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#286990 - 01/15/10 11:39 AM
Lawyer up?
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shareholder in the making 
Registered: 09/27/04 Posts: 11437 Loc: Central NH |
Quick question for any knowledgeable populace:
Do you think an attorney is needed for a refinance closing? The bank provides one (that we pay for), but I'm unsure of who they truly represent(?). We were planning on refinancing about 9 months ago, but Bank of America was amazing incompetent and frustrating and slow to deal with. We switched banks and can close next week. It seems that others who have been down this road have NOT used an attorney, but I'm not sure if it's a "better safe than sorry" deal. Thoughts? Pretty Please? 
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::::::: No disrespect to Axiom, but my favorite woofer is my yellow lab ::::::: |
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#286992 - 01/15/10 11:45 AM
Re: Lawyer up?
[Re: MarkSJohnson]
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axiomite Registered: 06/20/03 Posts: 8488 Loc: Tacoma |
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#286993 - 01/15/10 11:50 AM
Re: Lawyer up?
[Re: tomtuttle]
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shareholder in the making
Registered: 09/27/04 Posts: 11437 Loc: Central NH |
Ooooooohhhhh - Kayyyyyyyyyy..... ?
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::::::: No disrespect to Axiom, but my favorite woofer is my yellow lab ::::::: |
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#286997 - 01/15/10 12:00 PM
Re: Lawyer up?
[Re: MarkSJohnson]
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axiomite 
Registered: 06/22/03 Posts: 6789 Loc: The Peoples Republic of Il. |
I did a refinance once years ago and didn't use an attorney. Can't really say if one could have made a difference or not.
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Rick "A fear of weapons is a sign of retarded sexual and emotional maturity." Sigmund Freud |
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#287001 - 01/15/10 12:44 PM
Re: Lawyer up?
[Re: Wid]
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axiomite 
Registered: 10/05/06 Posts: 6955 Loc: PEI, Canada |
The American banking system is very different from ours so I'm going to go with a firm, dunno.
However, if forced to vote on it, I'm going with the deep fried bacon. Was this helpful?
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With great power comes Awesome irresponsibility. |
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#287004 - 01/15/10 12:47 PM
Re: Lawyer up?
[Re: Wid]
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axiomite 
Registered: 02/26/05 Posts: 5210 Loc: Vero Beach, Florida |
Mark we refinanced several years ago, didn't use an attorney and never ran into any unforeseen problems either short or long term.
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#287005 - 01/15/10 12:48 PM
Re: Lawyer up?
[Re: tomtuttle]
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axiomite
Registered: 02/26/05 Posts: 5210 Loc: Vero Beach, Florida |
Originally Posted By: tomtuttle "Cardiologists everywhere must be celebrating yet another deep-fried culinary creation that will fill their waiting rooms."  |
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#287009 - 01/15/10 12:52 PM
Re: Lawyer up?
[Re: RickF]
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axiomite Registered: 06/20/03 Posts: 8488 Loc: Tacoma |
How can you expect me to think about real estate lawyers on a Friday when I just became aware of gourmet Happy Hour bacon? Priorities, man!
PM Zimm or JohnK. Maybe they'd be "helpful". Good luck with the ReFi, Mark.
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bibere usque ad hilaritatem |
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#287010 - 01/15/10 12:54 PM
Re: Lawyer up?
[Re: tomtuttle]
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connoisseur 
Registered: 07/24/04 Posts: 1443 Loc: Oak Ridge, NC |
Ditto on no lawyer...we did a refi several years ago....no attorney. All the people who flip houses (before that came to a crashing halt) did their own refi's as well.
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"A fanatic is someone who can't change his mind and won't change the subject" Churchill |
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#287011 - 01/15/10 12:56 PM
Re: Lawyer up?
[Re: Argon]
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shareholder in the making 
Registered: 01/29/04 Posts: 13567 Loc: Iowa |
We just refinanced through our credit union, and they did have an attorney do the paper work signing, etc...
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M80s-VP180-4xM22ow-4xM3ic-EP600-2xEP350 Anthem AVM60 Outlaw 7700 Emotiva A500 Epson 5040UB |
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