We were looking at 5.4 through Bank of America, but am now locked in at 4.2 (!) with the new bank. We're currently at 7.2.
We're taking ~40K to totally replace the plumbing, redo our main bath, do some stuff in the kitchen, remove the asbestos from the basement/workshop, yadda, yadda, yadda.
I think we'll be fine w/o an attorney, but wanted other opinions because we just got "the" call that we can close this week, and Joyce has Wednesday off, which works for the bank people. It just seemed so sudden to be finalized after screwing around with BOA for so many months!
When I have a few moments, I'll post about BOA because I'll take any opportunity to trash them.
Last edited by MarkSJohnson; 01/15/10 07:04 PM.