I had my VISA compromised about 2 months back, a security firm out of Montreal called up and asked me if I had made some kind of donation to an organization in the States(I forget how much) to which I let them know I hadn't. They said they had figured it was bogus so they had stopped any payment or further activity on the card. Actually, nothing like this had ever happened to me with a credit card and my concern was that the call from Montreal was some kind of setup, but I confirmed it with my bank the next morning and they issued a new card. My buddy had his card compromised about 4 months prior to mine which made me wonder about one of our local gas stations that we both use...

Half of communication is listening. You can't listen with your mouth.