Actually I have a BS in Business Adminstration. And had 12 years in sales of an array of different products. Now I manage a oncology dept. of a hospital. And to inlighten you most industries that I have worked with incurr all different types of costs. From paying for return shipping to picking up product direct. Going on site and trouble shooting problems, buying off clients with tickets, dinners, golf outing, etc..... So ( I ) failed to ask the direct question "what will MY costs be"? I have learned so much from your vast wisdom...Thank YOU!