I asked that. He said it is not 'supposed' to happen anymore but adjusters (I noticed he made a point of not referencing to himself in first person) are sometimes talked into it. He said you don't so much buy it back as take a much smaller settlement plus the vehicle.

This sounded a bit odd and not what I had heard others do in the past so I didn't ask any more questions until I can look into it.

With great power comes Awesome irresponsibility.