I say purchase the best possible two channel setup you can afford. If/when you want to hear the occasional surround format disc, listen to it in your HT.

Snell Acoustics is a pretty good company to listen to as well. I've never heard their high end stuff, but I've owned a pair of their Type K/II bookshelfs for over a decade, and they're still sweet sounding. They may have a dealer near you.

Have you heard Axiom's M80ti?