I was just told in general that there aren't any Universal Remotes that will work a ceiling fan / light IF that is normally controlled w/ an RF remote.

Do your lights normally have an RF remote or is it IR?

I have no idea about the X-10 codes you mentioned, I haven't really looked into anything yet, but IF possible, I definately want to get a remote that operates my ceiling fan as well. Are those codes something you download to a PC then transfer onto the remote?