In reply to:
With the ever dropping prices of CPUs I would rather spend $200 on a higher priced faster CPU than spend it on a $200 water cooler setup for my CPU.
I agree entirely. CPU prices have dropped so much that it's not really worth it if that's your sole reason for doing so. I'm considering it simply to quiet my machine, but I have a feeling replacing the video card cooler will take away much of the sound.
If all you're doing is the things you mentioned, it's all very much over kill indeed. I still use my home rig for simulations at work once in a blue moon, and, having grown up on Nintendo, I'm still a gamer at heart.
