well, it thought of a solution...but it depends on how much he really likes his house and how much fire insurance he has. seriously though, if i were him, i'd have to risk insulting the family and get the refund. it'll be better in the long run; i know i'd be a little resentful if i had to go back to HTIB system now.

Who's the more foolish, the fool or the fool who follows him?