Hey congrats, I was actually thinking of this thread not too long ago. Way to follow through and not hold back. That's a nice size and it seems 1ct is the more common expected size these days for the main stone. I find depending on the ring and cut any bigger and it can start to look too much or fake. Or more worrying, can attract unwanted attention.
Any who, what's the insurance like in the US? Up here in Canada I found that it wasn't really worth it. It got killed years back with people doing lots of false claims on car stereo's and jewelery. We choose not to for one, we both thought if the ring was lost/stolen the replacement would be just that. All of the value is in the sentiment of the original. Second, any time we have had to go through insurance it was a pain and seldom do you get what you expect.
Here's hoping we never have to worry about it. We always put our rings in the safety deposit box when we travel and other than that they're always on.
Good luck on the proposal. Mine was actually 10 minutes from Axiom at the Deerhurst Resort. Pre-speaker purchases or think how much more fun it could have been...haha
