I understand what you are saying Peter; and, believe it or not, I do grasp the concept of inflation adjustment. As a man who is retired at 33, I'd like to think I have a good grasp of economics. My view is still the same; to me, the adjustment is bogus. I'm sure we could all go round and round tonight, and since I have already made my point, I think it's time to move on. I want to thank you, though, for keeping this civil. I know you and I have butted heads in the past, so this says much.