to Bridgeman: Yes! Everything counts! Hole saws, forstener bits, brad points, chisel points, up cut, down cut, hammer drill bits, spade bits, et al.
Shop around for the cheapest bench you can find. I found one from Poland for $99. Then, I reinforced it and redrilled the metric dog holes. So, when I put the first router gouge in it, I didn't feel so bad.
And be careful with your "weekender" techniques. You could get very hurt.
Repeat after me: I want a table saw, I need a table saw. It's for my own safety and I'll work more precisley and efficiently.
Do it! Do it! Do it!