Okay, we've had a lot of opinions so far. Here's my proposal, which you can comment on but I won't promise to change.

I think that everyone should make an effort to read their own posts over to be sure comments are about the post, not the poster. Maybe the 'submit' button should actually read 'I swear I read this over and I know what I'm doing.'

I think that I will also start posting a 'Take it to PMs' when I think the topic is potentially offending people. Caveat - we're all offended by different things. If I have not posted that phrase and you are offended, either

a) report it by clicking on 'report a post to moderator'
or
b) post 'Take it to PMs' yourself.

Note: posting 'Take it to PMs', accompanied by accusations, judgements, smirk-emoticons or anything else will not achieve the same goal as just putting the text in.

Let's call a truce on accusations. Let's give this tune-up a try for the next few days and see where we're at.