I caved and spent $850 on the 18-200 VR. How does one justify that much money for a lens? I don't know and don't know that I can logically. Having said that, I love the D40 and this lens is awesome. The pictures are unbelievable, sharp, crisp and just beautiful. The 18-55 took great pics too but this lens is fantastic. It did help that I sold the 18-55 on ebay so I recooped some of my money. Get one and just forget the cost. It's worth it!!!