Tom:

I wouldn't surprise me if RFI is a factor, but probably a minor one. FM frequencies aren't as negatively affected as the lower bands such as Shortwave & Medium Wave (AM). FM is badly affected by multipath issues in urban areas caused by reflections off of buildings, etc that can really degrade clean reception. I also believe that FM is excessively compressing their signal material & we all know how that sounds. That may be the biggest factor.

I don't use FM anymore as I prefer to listen to my own choice of music rather than someone else's playlists. I don't even have a Tuner hooked up to my Tube Amp - just a CD/SACD player.

I listen to a lot of AM Talk Radio - both from Vancouver & Idaho & Washington States - just to keep my blood pressure up, ha!

TAM