As far as the 401k loan and lost growth opportunity, I see little problem here, for me, especially when I see the up/down movement in one day about equal to the amount of the loan I took out. That might be a bigger problem to someone will less money in it. I've been borrowing money from my retired sister, and paying her back. But, I can't keep doing that forever. I like it better that this is a method that's sustainable (at least for now). (The last few days, the market has been going down, and my 401k is out of risk in a cash-equivalent fund, so while other people are losing money, mine is making a little every day instead. He, he.)

If I get a loan from a bank, when I pay it back, it's with money that's been taxed, so I don't see the difference on whether I pay me, or I pay them.

Last edited by CatBrat; 12/14/11 01:39 PM.