thanks for the advice.. it kinda scared me later to think that i had an 'open' account just sitting out there with a $5K limit, that i wasnt even aware of. i dont remember signing up for or requesting any sort of account from this company. i dont think there is anything 'fishy' or any craftiness going on, but i still dont like the fact i had no idea the account existed.
maybe i should go ahead and bust it out with a new SVS or HSU purchase.... NOT!!!