And your point is? If a kid is paying 25% interest to Mastercard-that's money he could be either paying me in rent or even buying something from my company. Do you really think a kid with no credit history should be allowed to get an unsecured card? When does the practice of giving students cards become a form of predatory lending. Of course anyone who applies for a card should know he must pay it back.

M22's, VP150, QS4's, HK 630, HSU VTF3-MKII