In reply to:

The average American owes about $8500 in credit card debt.

Well somebody out there has $17,000 in credit card debt, because I have zero. In fact, I have no debt whatsoever. Nada. Nil. Nothing. Zip! Does that mean I'm hurting the country?

Of course my lack of debt is offset by the fact that I have no assets either! Nada. Nil. Nothing. Zip! Unless you count a couple of sound systems.

"People generally quarrel because they cannot argue." - G. K. Chesterton